Payment Methods

0. Payment with a bank card via a virtual POS terminal

0.1 On our website www.homi.bg, respectively "KRISA TOOLS" Ltd., you can pay with a bank debit, credit or business card bearing the Visa and MasterCard logo through the virtual POS terminal of our servicing bank, which is DSK AD, part of OTP group.

0.2 The security of payments is protected by the security programs of international card organizations (ICOs) MasterCard Identity check and VISA Secure.

0.3 When paying by card through the virtual POS terminal of DSK Bank, you will need to enter the card number, validity, CVV/CVC. If your card participates in the security program of ICOs MasterCard Identity check and VISA Secure, you will need to enter a 3-D password.

0.4 We at www.homi.bg, respectively "KRISA TOOLS" Ltd., do not collect, process or store card data. All card data is filled in personally by you on a secure payment page of our servicing bank.

0.5 Regardless of the currency of your bank account, the transaction will be carried out in euros according to the current exchange rate of your servicing bank. All prices are final, including VAT.

0.6 In cases where a refund is required, regardless of whether it is full or partial, and the payment was made by card, we refund the amount by ordering a reverse operation to the card with which the payment was made within 10 days.